Connection check
verified live · 27h ago
frc-mcp
Lender-level FHA denial statistics from the full 2025 federal HMDA record. Historical data only.
Tools
7
GitHub stars
—
Installs / wk
54
Licence
—
Transport
streamable-http, stdio
Last checked
27h ago
Tools & capabilities
7 toolsRead from the running server on 27h ago.
check_claim_contract
passport_id*causal_assertionlegal_conclusionqualifier_droppedattribution_presentindividual_prediction
+2
Certify a proposed use of an FRC statistic against its published Claim Contract BEFORE writing free text. Deterministic verdict (pass/needs_qualifier/block) + reason codes + safe w… Certify a proposed use of an FRC statistic against its published Claim Contract BEFORE writing free text. Deterministic verdict (pass/needs_qualifier/block) + reason codes + safe wording + mandatory attribution. Never accepts borrower details.
get_door_effect_summary
Door Effect: 38% of explainable variation in FHA denial outcomes is lender identity, not the applicant's file (859,090 decisions). Historical observation computed from the public C… Door Effect: 38% of explainable variation in FHA denial outcomes is lender identity, not the applicant's file (859,090 decisions). Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
get_lender_denial_stats
lender*
FHA denial statistics for one lender by name, slug, or LEI (top-100 by volume). Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2).… FHA denial statistics for one lender by name, slug, or LEI (top-100 by volume). Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
get_metro_lender_gap
metro*
Per-metro FHA denial-rate gap between high-volume lenders (>=100 decisioned applications in that metro, 2025), returned as a machine-readable claim passport: lowest and highest doo… Per-metro FHA denial-rate gap between high-volume lenders (>=100 decisioned applications in that metro, 2025), returned as a machine-readable claim passport: lowest and highest door with counts, gap in percentage points, source-record sha256, interpretation boundaries, and a link to its Claim Contract. Covers 184 US metros; smaller markets are excluded by the volume floor. Observed rates, unadjusted for applicant mix. Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
get_national_fha_stats
National FHA denial statistics from the 2025 federal record. Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction ab… National FHA denial statistics from the 2025 federal record. Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
get_state_denial_stats
state*
FHA denial statistics for a US state (two-letter code). Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about a… FHA denial statistics for a US state (two-letter code). Historical observation computed from the public CFPB HMDA 2025 record (actions 1,2,3; loan_type 2). Not a prediction about any individual application. Attribution: FinanceRateCalc, CC BY 4.0.
list_lenders
sortlimit